Social Security is a Main Source of Payment for Care

Social Security is a lifeline for many elderly individuals. The extra income per month that is provided by the federal government is oftentimes the only income that some seniors have, and for many it is far more helpful than any remaining savings when it comes to day to day expenses. One of the big expenses that seniors face is elder care, and Social Security can be one of the main ways that this cost is offset.

 

Social Security is a main way of affording day to day care expenses.

 

Social Security acts as a type of pension that helps those that are at or past retirement age to offset their expenses. The amount that is received is based upon how much was earned and for how long while that person was employed. The people that earned the most over the course of their lifetimes are likely to have the highest SS payments. This can be a great help, but the people who are likely to need financial help in their senior years are most likely to not have the income that they need at this stage in their life. Knowing how and when to apply for Social Security can make a big difference. Speak to an elder care attorney if you need help in this area.

 

Social Security Disability Insurance is a special type of Social Security payment because it is not dependent upon income or an economic need, but rather that the individual receiving the income is no longer qualified to work due to a physical or mental disability. Seniors may qualify for Social Security, but the older someone gets, the more likely they are to need Social Security Disability. And even if they are not technically a senior, people that fit this description are very likely to have an increased need of senior care.

 

For some, the need for senior care arises earlier than expected, and Social Security Disability becomes a necessity. Applying for this can be tough, especially if you have never gone through the extensive paperwork process that is needed to acquire disability. Many of the people who need this assistance need the help of an attorney to fill out all of the paperwork, and the cost of an attorney can be prohibitive. Unfortunately, many of the people who need this help are unable to get it because of the complex process involved. This does not mean that they don’t need senior care, it just means that it will be a lot tougher for these individuals to get it.

 

We understand that the process for getting and paying for care is a complicated one, which is why we try to make it as simple and straightforward as possible. Please feel free to contact us with questions, and be sure to schedule a free consultation, too. This way, we can see if the services that we provide here at Paradise In-Home care will be the best choice for you and your family. In-home care’s not the right choice for everyone, but for many, we can be a great help. And if we aren’t the right choice, we can help to point your family to the right resources so that you can get the most out of your elder care experience.

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